Save
Ask
Tour
Hide
Share
$899,000
39 Days On Site

18102 SPENCER ROAD
ODESSA, FL 33556

For Sale|Single Family Residence|Active
3
Beds
2
Total Baths
2
Full Baths
1,990
SqFt
$452
/SqFt
1967
Built
Subdivision:
UNPLATTED
County:
Hillsborough
Call Now: 727-753-8555
Is this the listing for you? We can help make it yours.
727-753-8555
18102 SPENCER ROAD18102 SPENCER ROAD18102 SPENCER ROAD18102 SPENCER ROAD
Save
Ask
Tour
Hide
Share

Mortgage Calculator

Monthly Payment (Est.)

$4,102
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2025 Information is deemed reliable but not guaranteed.

A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse

Save
Ask
Tour
Hide
Share
Listing Snapshot
Price 
$899,000
Days On Site 
39 Days
Bedrooms 
3
Inside Area (SqFt) 
1,990 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.99 Acres
Year Built 
1967
MLS® Number 
W7875774
Status 
Active
Property Tax 
$12,446
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
a month agoListing updated with changes from the MLS®
a month agoStatus changed to Active
a month agoListing first seen on site
General Features
Acres 
0.99
Direction Faces 
East
Foundation 
Slab
Garage 
Yes
Garage Spaces 
1
Number Of Stories 
1
Parking 
Driveway
Pets 
Yes
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
SqFt Total 
1990
Stories 
One
Style 
Craftsman
Utilities 
Cable AvailableCable ConnectedElectricity ConnectedPhone AvailableWater Connected
Water Source 
PrivateSee RemarksWell
Zoning 
ASC-1
Interior Features
Appliances 
Convection OvenDishwasherDisposalDryerElectric Water HeaterExhaust FanRangeRefrigeratorTankless Water HeaterWasherWater PurifierWater SoftenerWine Refrigerator
Cooling 
Central Air
Flooring 
Tile
Furnished 
Unfurnished
Heating 
CentralElectric
Interior 
Eat-in KitchenOpen FloorplanStone CountersWalk-In Closet(s)
Laundry Features 
InsideLaundry Room
Window Features 
BlindsDouble Pane WindowsInsulated Windows
Bedroom 2 
Dimensions - 11x10Level - First
Bedroom 3 
Dimensions - 11x12Level - First
Dining Room 
Dimensions - 10x16Level - First
Kitchen 
Dimensions - 13x17Level - First
Laundry 
Dimensions - 9x5Level - First
Living Room 
Dimensions - 16x20Level - First
Master Bathroom 
Dimensions - 9x8Level - First
Master Bedroom 
Dimensions - 13x17Level - First
Save
Ask
Tour
Hide
Share
Exterior Features
Construction Details 
BlockHardiPlank TypeFrame
Exterior 
LightingRain Gutters
Lot Features 
ClearedIrregular LotLandscapedLevelPavedWaterfront
Patio And Porch 
Front PorchPatio
Roof 
Shingle
View 
LakeWaterGardenTrees/Woods
Waterfront 
Yes
Waterfront Features 
Lake PrivilegesLake Front
Waterview 
LakeWaterGardenTrees/Woods
Windows/Doors 
BlindsDouble Pane WindowsInsulated Windows
Community Features
Financing Terms Available 
CashConventionalVA Loan
MLS Area 
33556 - Odessa
Roads 
Paved
Township 
27
Schools
School District
Unknown
Elementary School
Hammond Elementary School
Middle School
Martinez-HB
High School
Steinbrenner High School
Listing courtesy of ROCKS REALTY 7277773264



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2025, Stellar MLS.
Last checked: 2025-06-29 07:57 PM EDT

Neighborhood & Commute
Source: Walkscore
Community information and market data Powered by ATTOM Data Solutions. Copyright ©2019 ATTOM Data Solutions. Information is deemed reliable but not guaranteed.
Save
Ask
Tour
Hide
Share